Prove your edge.
Get funded.

Trade forex, crypto, and indices with up to $200K in capital. Keep up to 90% of profits. Get paid weekly.

$200K

Max Account Size

90%

Profit Split

24/7

Crypto Markets

Weekly

Payouts

On-Chain

Payouts Verified

How It Works

Start trading in 4 steps

Step 01

Choose Your Plan

Select your account size — from $10K to $200K. Pay a one-time evaluation fee to start your challenge.

Step 02

Pass the Evaluation

Trade on our simulated platform. Hit profit targets while staying within daily and overall drawdown limits.

Step 03

Get Funded

Once you pass, you receive a funded account. Trade real market conditions backed by Loam capital.

Step 04

Earn & Scale

Keep up to 90% of profits. Top performers unlock larger accounts and better splits automatically.

Evaluation Plans

Choose your account size

One-time refundable fee. No subscriptions. Free retakes during beta.

Account

$10,000

Profit Target10%
Max Daily Loss5%
Max Overall Loss10%
Min. Trading Days4 days
Trading PeriodUnlimited
Free RetakeYes
Profit Split80%

Account

$25,000

Profit Target10%
Max Daily Loss5%
Max Overall Loss10%
Min. Trading Days4 days
Trading PeriodUnlimited
Free RetakeYes
Profit Split80%

Account

$50,000

Profit Target10%
Max Daily Loss5%
Max Overall Loss10%
Min. Trading Days4 days
Trading PeriodUnlimited
Free RetakeYes
Profit Split85%
Best Value

Account

$100,000

Profit Target10%
Max Daily Loss5%
Max Overall Loss10%
Min. Trading Days4 days
Trading PeriodUnlimited
Free RetakeYes
Profit Split85%

Account

$200,000

Profit Target10%
Max Daily Loss5%
Max Overall Loss10%
Min. Trading Days4 days
Trading PeriodUnlimited
Free RetakeYes
Profit Split90%

All plans include

Forex, crypto, indices & commodities
No time limit
Real-time risk dashboard
AI Tilt Protection
Weekly payouts
Free retake during beta

Our Edge

Built for serious traders

Modern infrastructure, AI-powered risk management, and a platform designed by traders.

Smart Allocator

AI Risk Engine

Real-time trade scoring, tilt detection, and automatic position protection. Our AI identifies your best patterns and prevents emotional blowups.

One Platform

Multi-Asset Trading

Forex, crypto perpetuals, indices, and commodities — all from a single dashboard. No MetaTrader plugins, no broker bridges.

Your Profits, Your Way

Fast Payouts

Get paid weekly via bank transfer or on-chain in USDC. A public payout ledger proves every disbursement.

Trade at Your Pace

No Time Limits

No 30-day deadlines. Take the time you need to pass. We measure consistency and risk discipline, not speed.

No Hidden Gotchas

Transparent Rules

Every rule is published upfront. Profit targets, drawdown limits, payout schedule, and scaling path — no surprises.

Trade From Anywhere

Global Access

Accept payments via card or crypto. No geographic restrictions, no high-risk merchant fees. Open to traders worldwide.

Proof of Payout

Every payout, verified on-chain

Our public payout ledger links every disbursement to a blockchain transaction. No trust required — just verify.

View Ledger
Platform Preview

See the dashboard before you commit

Interactive read-only walkthrough of the trader cockpit: equity curve, risk budget, positions table, and evaluation status.

Open Preview

Business Funding

Need capital to grow?

Loam connects businesses with fast, flexible merchant cash advances. Check your rate in under 2 minutes — no credit pull required.

Learn More

$10K – $500K

Working capital for any business

24-hour funding

AI-matched to the best funder

No collateral

Revenue-based, no personal guarantee

Why Loam

The foundation for serious capital

“Loam” is the richest soil on earth — the only kind that actually produces. We named our firm after it because discipline is the edge, and the right foundation separates traders who compound from those who blow up.

Most prop firms are built on legacy technology with opaque rules. Loam is a modern trading program designed around transparency, institutional-grade risk management, and a platform traders actually want to use.

Built on Next.js and Supabase by a team that ships AI infrastructure — not a MetaTrader skin with a WordPress landing page.

$200KMaximum account size
90%Profit split for Elite tier
0Hidden fees or mark-ups
Time to pass evaluation

Get early access

Be first in line. Early members receive priority access and founder pricing.

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Frequently asked questions